Why Choose EnerBank
EnerBank USA is a specialized home improvement lender – that means we only provide loans for home improvement projects like yours. Since it’s our specialty, we’ve developed payment options that are perfectly tailored to home improvement needs. We’ve been doing this for over two decades and have approved over a million home improvement loans.
You can get the entire project you want completed right now instead of waiting to save up the cash or completing it in stages. With an EnerBank loan, your home is not used as collateral, there’s no application fee, no closing or appraisal costs, and no prepayment penalties. Your contractor will offer you a choice of payment options, then you can use one of our fast and easy application methods to connect with our US based lending team to receive a credit decision within seconds. Approvals are valid for 120-180 days, giving you plenty of time to plan and complete your home improvement project.
EnerBank USA’s home improvement payment options help you create your dream home. Here’s why hundreds of thousands of homeowners already have. EnerBank offers you peace of mind. Our loans are available only through authorized contractors who have been approved to offer payment options to their customers. The application process is quick and easy with a decision in minutes. Let EnerBank help make your dreams come true.
Here are some of the reasons EnerBank’s unsecured home improvement loans make sense:
- No waiting. Get the entire project you want completed now the way you want it, instead of waiting to save up the cash.
- Flexibility. Styles, prices, and models change frequently. Avoid product and other changes by completing your entire project now instead of in stages.
- Unbeatable payment options. More ways to pay for your home improvement project. Ask your contractor about all your choices.
- Financial flexibility. If your circumstances change, you may need cash reserves as a back-up plan for life’s necessities.